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OMG!!! Do y'all remember a couple of weeks ago when that collection agency bullied me into doing a balance transfer of my AH's debt onto my credit card? Remember that I was also able to cancel the transfer. Well, I figured that the agency would call as soon as they figured out the transfer had been canceled and they sure did. I just checked my voice mail and sure enough there was a nasty message from that lady. She said that I MUST call her back today and that this will be the last time she contacts me to resolve this matter. She also said that after today she will no longer accepts my calls and that all decisions made will be final. She was nasty.
It just amazes me how they can do that. All I did was delete the message. I will not even honor her w/acknowledgement of her message. I would love to call her up and tell her to kiss my butt but figured why do that? Why even bother with it. I know what my rights are and that they are totally bluffing and cannot come after me at all so I am choosing to ignore it. It is almost laughable if you look at it. She is probably sitting in some NY whole in the wall office, pissed that she isn't getting any commission now b/c I pulled the plug on the transfer and is probably planning to totally pull out all the stops on me when I call her and totally rip me a new one. But she won't have that chance. And if she continues to call me, I will report her for harassement.
As far as my AH goes, he is still doing his meetings almost every night it seems. Good for him. He got mad at me and we had that hateful fight on Monday about his stuff being at my house & in storage and him not being able to get to it. He called me last night to touch base & talk to our daughter (son was at karate). He is obviously over the fight b/c he was nice and said he loved me. But I am not over it and as far as I am concerned the more often it happens, the better for me. It helps me keep my resolve, stick to my boundries.
So that is the latest for me. Hope the rest of y'all are getting along well today.
HA HA to them!! If she calls and you happen to answer tell her "don't call here again or I'll file charges against you for harrassment". It might be funny to start the conversation with I'm recording this call... and then say it.
Anyway, glad things are good for you, I know trying to remember and hold onto the anger helped me get through giving chances and taking back etc. I must say, every time I have bent and been "nice" I end up paying for it.
If it's in HIS name then they can put it on his credit. If they do take you to court make sure you show up and let them know that you do not have any money and that your husband is an addict and they will tell them that there is no way to pay. They can not put a lien on your home. I'm sure she will be calling again and again. Change your numbers. hahahaha I am so happy you cancelled that money. That was a smart move on your part. Good girl. Have a good day sweets.
I have not officially told her not to call any more b/c the last time I talked to her was when I did the balance transfer. Ya want to know how crooked and nasty these people are? I forgot to tell y'all this I think. When I was doing the balance transfer w/her, she used the phone # on the back of my Amex card to call & set it up. But she said it wasn't the right #. I told her it was the only one I had b/c I keep all of my bills at the office, not at home. So she grumbled & said she'd look it up in her files. She told me to make a note of the # she was calling in case we got disconnected so I did. Well, when I went to call Amex to cancel the transfer the next day, I used that # she gave me. Guess what it was too? A phone sex line!! Yep. I dialed it twice to make sure I dialed the right #. That just proves what kind of people they are. And I am thankful that when I did that transfer and Amex asked me for certain info like my card # and last 4 digits of my SS, I keyed them in w/my number pad and didn't say them outloud. Something in my gut told me not to give the collection company any personal info, which I did not. Only the guy at Amex knew what that info was. And I am so grateful for that.
Ok, I am off work now...going to karate. Have a great evening. Sincerely, QOD
I am happy to hear that you know your rights as far as this low life collection person is concerned. I listen to Dave Ramsay's radio program sometimes, and I hear what he says about people who work in collection agencies. And...he is always talking about the rights of the people being harrassed to have that stopped. Ignore them, he says, because they don't usually sue anyone, just bully. There is also some kind of paperwork that you can complete and send that legally stops them. Even if a person is delinquent on debts, he/she still has the right to be regarded in a civil manner. If you do call back, tell her to drop dead!!! Those nasty, awful people must not have a sex life or any other kind of life!!! LOL!! Good for you for cancelling the debit.
Besides, this debt is not yours. Don't agree to pay it.
Take good care,
Diva
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"Speak your truth quietly and clearly..." Desiderata
